Massachusetts

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Fall River, Massachusetts CD Rates – 18-Month

You are viewing rates from banks across Fall River





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Fall River, Massachusetts . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Fall River, MA - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.50% → 4.38% → 4.00% → 2.50% → 3.75%

Rate History: 4.50% → 4.10% → 3.35% → 3.75% → 3.65%

| Jan 30, 2020

Find branch personnel are genuinely interested in my business. Read More

Rate History: 4.08% → 3.82% → 3.56% → 3.46% → 3.20%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| Sep 3, 2020

Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the chi... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.20%

$10,000

15.66

Learn More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

Rate History: 0.15% → 5.00% → 4.50% → 4.00% → 0.15%

| Nov 1, 2021

worst bank ever and they racist ruth bitchell and the rest of them ban frontline workers that complain about their mistakes this only happens to blacks Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Fall River, MA - August 1, 2025


Branch Street City State
South Shore Bank
East Bridgewater Branch
225 Bedford Street East Bridgewater MA
HarborOne Bank
Attleboro Branch
607 Pleasant Street Attleboro MA
Bristol County Savings Bank
North Attleborough Branch
96 Commonwealth Avenue North Attleboro MA
Mechanics Cooperative Bank
201 Gar Hwy Branch
201 Gar Highway Swansea MA
Bank of Easton
Bank Of Easton Branch
275 Washington Street North Easton MA
TD Bank, National Association
North Attleborough Branch
2 North Washington Street North Attleborough MA
North Easton Savings Bank
North Attleboro Shaws Branch
125 Toner Boulevard North Attleboro MA
Wrentham Co-operative Bank
South Street Branch
1005 South Street Wrentham MA
Fall River Five Cents Savings Bank
Swansea Branch
497 Milford Road Swansea MA
Webster Bank, National Association
Seekonk Branch
1519 Newman Avenue Seekonk MA
Bluestone Bank
Taunton Branch
2109 Bay Street Taunton MA
Eastern Bank
Brockton Community Branch
1265 Belmont Street Brockton MA
Bank of America, National Association
Emerald Square Mall Branch
999 South Washington Street, Route 1 North Attleboro MA


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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